Helping your company get the technology it needs now and for the future with today’s budget - that's our mission at Dell Financial Services L.L.C. (DFS).

You'll find a wide range of flexible programs all aimed at making acquisition easy and affordable.   Whether you're on a regular rotation program, unsure of your long-term plans or seeking an affordable method of financing equipment ownership - we have a financing solution for you.

Founded with Dell customers in mind, DFS delivers a unique focus on the complete customer experience. At DFS we're with you every step of the way — from dedicated account team introductions to an easy end-of-lease process. Here are just a few ways we are working to make your financing experience easier:

Dedicated Account Team

No phone queue to dial in — you have direct access to your DFS account team members — from your DFS field account executive to your end-of-lease coordinator.

Integrated Order Processing 

We're integrated with Dell systems and operations, allowing timely and efficient order release, transfer of key order data without duplication and a single point-of-contact.

One-Stop Shopping 

One-stop for financing hardware, software, peripherals, and related performed services; DFS can also finance your non-Dell branded hardware in many cases.

DFS is your complete IT financing resource, and we can help find the financing solution that best suits your business needs.   An overview of our standard offers are below.

Rotation Programs

Plans	Ideal For	Terms	Advantages
Fair Market Value(FMV) Lease	Customers on a technology rotation program	At the end of the lease term, return to upgrade on a new lease[1] or purchase the equipment for its then current Fair Market Value	Maximizes useful life of equipment Helps reduce IT costs by ensuring regular equipment upgrades on a new lease Potential tax and accounting advantages[2]
FMV Lease w/Deferred Payment Option	Customers seeking a way to acquire needed technology today while delaying lease payments for predetermined period	Well-qualified customers defer lease payments for 60, 90 or 120 days	Offers a way to meet immediate technology needs with the benefits of an FMV Lease while also offering a way to preserve cash flow

Ownership Programs

Plans	Ideal For	Terms	Advantages
$1 Buy-Out	Customers thinking they may want  to keep their equipment but desire a lease  financing solution	Purchase leased equipment at end of the lease term for $1.  Lease terms range from 12-60 months.	Offers end of lease ownership option with cost-effective solution for cash flow management Equipment may qualify for standard depreciation schedule[2] Deferred payment option may apply for qualified customers
4-Pay	Customers seeking to own their equipment while spreading out acquisition costs	Approved companies make four installment payments over a 12-month period	Helps conserve capital and maximize cash flow by spreading out acquisition costs
Extended Terms	Customers requiring payment flexibility	Through purchase order assignment, eligible customers defer payment of qualifying technology for a period of 60 - 270  days	Helps with cash flow management on an as-needed basis

 

Minority Solutions.  Through a strategic partnership with Pharos Financial Services L.P. (PFS), DFS can help facilitate ownership and rotation financing programs to customers desiring a Minority Business Enterprise (MBE) or Historically Underutilized Business (HUB) lessor.

These programs can benefit customers in a number of ways:

Competition improves financing terms and service levels Build stronger relationships with a large pool of minority community customers Demonstrate public policy support Provide bidding advantages on government contracts Cultivate greater customer loyalty

The partnership between PFS and Dell also offers a number of advantages:

Access to all the benefits of DFS financing programs, including customized payment structures, electronic invoicing, asset reporting and a flexible end-of-lease process A single-source contact for equipment and leasing needs One-stop shopping for service Speed to production and delivery Easy equipment upgrades and enhancements

Unlike a complete outsourcing solution, you remain in complete control of key strategic decisions. Explore PFS minority financing solutions for your business.

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[1] Subject to credit approval.

[2] Consult your tax advisor for details.

*2.5% rate for best credit customers assuming 12-month $1 buy-out end-of-term lease option.   Customers that do not qualify for the 2.5% rate may be offered other promotional rates consistent with their credit qualification and term selected.  Rate does not include taxes, fees, shipping, or similar charges.  Offer valid through January 24, 2010 on $40,000 minimum transactions in the United States.  This offer may not be combined with other promotional discounts.  Not all Dell products are eligible for this promotional lease rate.  Promotional terms are subject to change without notice.  Leasing and financing provided by Dell Financial Services L.L.C. (DFS) to qualified customers.  All terms are subject to credit approval and availability.     Valid for qualified end-user Dell customers in the United States only.    

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