|
Annual Percentage Rate (APR)
(based on creditworthiness) |
APRs range from 19.99% - 29.99%, depending upon creditworthiness. This is the variable APR determined by adding a margin of 16.74% to 26.74% points to the Prime Rate Index. |
|
|
| Penalty APR and When it Applies |
27.99% to 29.99% This APR may be applied to your account if you make a late payment. This is a variable APR determined by adding a Margin of 24.74% to 26.74% percentage points to the Prime Rate Index.
How long will the Penalty APR apply? If your APR is increased, the Penalty APR will apply until you make six consecutive minimum payments when due. |
|
|
| Credit Limit |
Up to $5,000, depending upon creditworthiness. |
|
|
| Variable-rate Information |
Dell Preferred Account rates can increase or decrease with changes in prime rate. Rates are based on adding a margin (based on WebBank’s review of your credit bureau file) to the prime rate. |
|
|
| Grace Period for Repayment of Balance for Purchases |
An average of 24 days from statement closing date. |
|
|
| Annual Fees |
None |
|
|
| Minimum Purchase |
None |
|
|
| Interest Charges |
Minimum Interest Charge is $2.00. Interest Charges are based on average daily balance. |
|
|
| Minimum Monthly Payment |
The greater of $15 or 3% of your account balance |
|
|
| Transaction Fee for Purchases |
None |
|
|
| Late Payment Fee |
$15.00 - $39.00 (depending on account balance) |
|
|
| Expedited Payment Fee |
If you ask for an expedited payment, receive the assistance of a DFS representative, and agree to pay a fee, your payment will be credited the day it is initiated. The fee for this expedited payment will not exceed $15. |
|
|
| Check Return Fee |
$34.00 |
|
|
| Online Account Management Fee |
None |
|
|
| Terms & Conditions |
Terms & Conditions |
|
|
| Privacy Policy |
www.dell.com/dfsprivacy |
| How we will calculate your balance |
We use a method called “average daily balance (including new purchases).” See your account agreement for more details. |
|
|
| Billing Rights |
Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. |
|
|
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
Offers subject to change, not combinable with all other offers. Taxes, shipping, handling and other fees apply. Dell reserves the right to cancel orders arising from pricing or other errors. Limit of 5 systems per customer please.